Deposit Rates

Rates that put your money to work.

Designed to give your dollars a little extra boost.
 

At Bank of the Flint Hills, we know interest rates matter. Whether you’re building an emergency fund, planning for the future, or simply looking to earn a little extra on your everyday checking, we’ve got you covered.

With competitive rates on savings accounts, Certificates of Deposit, and interest-earning checking, your money has the opportunity to grow right here at home. We’re here to make sure your dollars work as hard as you do—so you can feel confident about whatever comes next.

Download our Deposit Rates

 

 

Certificates of Deposit

Term Interest Rate Annual Percentage Yield
3 Month 3.94% 4.00%
6 Month 3.94% 4.00%
1 Year 3.94% 4.00%
18 Month 3.80% 3.85%
2 Year 3.80% 3.85%
3 Year 3.80% 3.85%
4 Year 3.70% 3.75%
5 Year 3.65% 3.70%
Tuition Express 3.94% 4.00%
CD Special N/A N/A
Interest Rates are subject to change without notice. A $500 minimum balance is required to obtain the stated Annual Percentage Yield (APY). CD Interest is compounded and paid quarterly. Any applicable fees may reduce earnings on the account. A penalty may be imposed for early withdrawal. Additional Certificates of Deposit (CD) terms and rates are available. Please speak with a Bank of the Flint Hills Representative to learn more.
 
 

Savings Accounts

Account
 
 Qualifying Balance Criteria
Interest Rate
 
 Annual Percentage Yield
Savings N/A 0.73% 0.73%
Holiday/Vacation Account N/A 1.26% 1.26%

 

Account
 
Kasasa Cash
Qualifications Met
Qualifications
Not Met
Kasasa Saver
  • **1.00% APY** on balances up to $15,000
  • **1.00%–0.35% APY** on balances over $15,000
  • Rewards transferred from Kasasa Cash
**0.05% APY**
on entire balance

 

Interest Rates are subject to change without notice. Any application fees may reduce earnings on the account. A penalty may be imposed for early withdrawal. Additional terms and rates are available. Please speak with a Bank of the Flint Hills Representative to learn more.

 

Kasasa Cash Checking

Account
 
Qualifying Criteria
 
Qualifications Met
 
 Qualifications Not Met
Kasasa Level 1
  • 15 debit card swipes
  • 1 ACH debit/credit
  • Receive eStatements
  • **2.00% APY** up to $15,000
  • 0.25% on amounts over $15,000
  • APY Range: **2.00%-0.48%
 **0.05% APY** on entire balance 
Kasasa Level 2
  • 25 debit card swipes
  • 1 ACH debit/credit
  • Receive eStatements
  • **4.00 APY** up to $15,000
  • 0.25% on amounts over $15,000
  • APY Range: **4.00%-0.74%**
 **0.05% APY** on entire balance

*When your Kasasa Cash account qualifications are met during a monthly qualification cycle, daily balances up to $15,000 earn an interest rate of 1.98% resulting in an APY of 2.00%. Daily balances of $15,000 and above earn an interest rate of 0.25% on the portion of the daily balance of $15,000 and above, resulting in a range from 0.25% to 2.00% depending on the account's daily balance. 

 

Additional Checking Accounts

Account
 
 Qualifying Balance Criteria
Interest Rate
 
 Annual Percentage Yield
Legacy DDA $0 - $1,499.99 0.00% 0.00%
Legacy DDA $1,500 - $4,999.99 0.23% 0.23%
Legacy DDA $5,000 - $14,999.99 0.28% 0.28%
Legacy DDA $15,000 - $24,999.99 0.43% 0.43%
Legacy DDA $25,000+ 0.58% 0.58%
Money Market $0 - $4,999.99 0.83% 0.83%
Money Market $5,000 - $49,999.99 1.25% 1.26%
Money Market $50,000 - $99,999.99 1.67% 1.68%
Money Market $100,000 - $999,999.99 2.70% 2.73%
Money Market $1MM+ 4.00% 4.07%
 
Interest Rates are subject to change without notice. Any application fees may reduce earnings on the account. A penalty may be imposed for early withdrawal. Additional terms and rates are available. Please speak with a Bank of the Flint Hills Representative to learn more.

















































Young couple looking at laptop in living room

Money Market Accounts

Maximize your savings with a money market account. Higher rates, easy access, and peace of mind for your financial growth.