Savings Accounts

Saving for tomorrow, together.

At Bank of the Flint Hills, saving isn’t just about setting money aside — it’s about building a future for yourself, your family, and our community. Whether you’re preparing for the holidays, your child’s college fund, or your dream vacation, we have savings accounts that help make your goals feel possible - and easy to manage. Let’s find the perfect fit for your future.

Click the "Learn More" button below for complete account details and disclosures.

Kasasa Saver® Account

The easiest way to grow your savings - automatically.

Personal Savings Account

Your go-to for rainy days and future plans.

My First Savings Account

Little savers grow into big dreamers.

Holiday Club Account

Make the holidays feel a little more joyful - and a lot less stressful.

Vacation Club Account

Turn dream getaways into planned realities.

Enroll in E-Statements

Fast, safe, and always at your fingertips.

Compare Your Options

Click the "Learn More" button above for complete account details and disclosures.

	Kasasa Saver® Account	Personal Savings Account	My First Savings Account	Holiday Club Account	Vacation Club Account
Opening Deposit	$100	$100	$15	$0	$0
Online Banking
Withdrawal Limit	6 per statement cycle	6 per statement cycle	6 per statement cycle	1/year	1/year
Fees	$3/withdrawal in excess of 6 per statement cycle	$3/withdrawal in excess of 6 per statement cycle	$3/withdrawal in excess of 6 per statement cycle	See Holiday Club details	See Vacation Club details
Statements	Monthly	Quarterly	Annually	Annually	Annually
E-statements

View our Deposit Rates

Let's make a plan for your savings goal - together!

Whether you're just getting started or looking to grow what you've already built, we're here to help every step of the way.

Bank of the Flint Hills is a full-service community bank in Northeast Kansas with branches located in Alma, Manhattan, Rossville, St. Mary's, Wamego, and White City.

Business Checking

Looking for a business checking account that works for you? Access convenient banking solutions with our competitive options.

See Business Accounts

Kasasa Saver®

The easiest way to grow your savings - automatically

The savings account is exclusively for our Kasasa Cash® or Kasasa Cash Back® checking account holders. It's a great way to automatically grow your rewards. Every month you qualify, those rewards move right into your Kasasa Saver® where they earn even more interest. It's savings make simple!

Why you'll love it!

Free, interest-earning savings account
1.00% APY on balances up to $15,000
0.25% to .035% APY* on balances over $15,000
0.05% APY* if qualifications aren't met in your Kasasa checking
Rewards from your Kasasa checking account - interest, ATM refunds, or cash back transfers here
No monthly maintenance fees
No minimum balance required
$100 minimum to open
Free online & mobile banking
Free mobile deposit - enroll online or with a BFH employee
Free mobile app - available on your favorite app store

How to qualify each month:

Make at least 15 debit card purchases - minimum of $1 each
Have 1 direct deposit, ACH credit, or ACH payment
Be enrolled in and receive e-statements

If life gets busy and you don't qualify one month - that's ok! You'll still earn a base rate, and your account is still free. You can hop right back into earning full rewards next month!

View Account Disclosures

A simple way to build a nest egg.

Whether you're saving for emergencies or something special down the road, this account is a great place to start.

Interest-bearing account*
$100 minimum to open
No minimum balance required
Up to 6 withdrawals per calendar month - $3 fee per excess
Quarterly statements if there are no electronic transactions
Interest is calculated using the average daily balance and credited quarterly**
Choose paper or e-statements

*Interest is calculated by the average daily balance method, which applies a periodic rate to the average daily balance in the account for the period. The average daily balance is calculated by adding the balance in the account for each day of the period and dividing that figure by the number of days in the period. The period we use to make this calculation is quarterly.

**Interest compounded and credited quarterly. Interest rate and annual percentage yields subject to change at any time. Interest is calculated by the average daily balance method. Interest will begin to accrue the business day credit is received for the deposit of non-cash items. Accounts closed prior to interest paid will forfeit accrued interest.

Little savers grow into big dreamers.

My First Savings account is a kid-friendly account designed to help children 13 and under learn how to save - and get excited about it! Whether it's their birthday money, allowance, or profits from their lemonade stand, this is the perfect and easiest way to watch their money grow. With a little help from you of course!

For kids 13 and under
Converts to a Personal Savings account at age 14
Just $15 to open
Earns interest quarterly - based on average daily balance*
Up to 6 withdrawals per calendar month - $3 fee for extras
Quarterly statements or e-statements

Help them save a little - and dream a lot!

Make the holidays feel a little more joyful

- and a lot less stressful.

Even Santa needs a savings plan! Our Holiday Club account helps you tuck away a little throughout the year so you're ready for gifts, gatherings, and all the holiday cheer.

Interest-bearing account*
No minimum balance to open
No monthly maintenance fees
Your full balance + interest is automatically paid out on November 1** - just in time for Santa's list
No withdrawals allowed until payout date
Annual paper statement or e-statements

Save now, spend later — it’s what Santa would do!

**Interest compounded and credited yearly. Interest rate and annual percentage yields subject to change at any time. Interest is calculated by the average daily balance method. Interest will begin to accrue the business day credit is received for the deposit of non-cash items. Accounts closed prior to interest paid will forfeit accrued interest.

Turn dream getaways into planned realities.

Whether it's a beach trip, mountain escape, or something in between - our Vacation Club account is easy to save for your next adventure.

Interest-bearing account*
No minimum balance to open
No minimum maintenance fees
Your full balance +interest is automatically paid out on May 1** - just in time for summer travel
No withdrawals allowed until payout date
Annual paper statement or e-statement

Start now - and let your savings do the packing!

Fast, safe, and always at at your fingertips.

Signing up for e-Statements is one of the easiest ways to stay on top of your account — and it’s required for rewards on Kasasa® products.

With e-Statements, you’ll get your statements faster, avoid paper clutter, and enjoy the added security of accessing them securely through online banking. No waiting on the mail, no digging through drawers — just clear, convenient account info when you need it.

It's easy to enroll, and even easier to love.

Log in to Online Banking
Click the "Documents" button on your dashboard
Review the disclosure and click "Accept"
Confirm your email address and check the box for each account you'd like to enroll
Click "Enroll", then "OK" once you see the success message
That's it! You're e-statements will begin with your next statement cycle

Need help? Contact us - we're happy to walk you through it!