Business Checking Accounts

Simple, smart, and built for business.

At Bank of the Flint Hills, we understand that from small shops to big corporations, every business needs a checking account it can count on. Our accounts are built to keep your money moving, your records organized, and your growth on track—so you can bank with confidence, knowing your hometown bank has your back.

Click the "Learn More" button below for complete account details and disclosures.

Business Limited Checking

Perfect for small businesses with a lighter transaction volume.

Business Checking

A great fit for businesses that keep higher balances and want to offset fees.

Business Money Market Investment

Premium interest for businesses that keep higher balances and have fewer withdrawals.

Open a Business Account

Big or small, your business matters to us. Reach out and we’ll help you open an account that keeps your money local and your business growing.

Is a Sweep Right for You?

Sweep Away the Stress of
Managing Cash Flow

Enroll in E-Statements

Ditch the paper and keep your business banking tidy. E-Statements are fast, secure, and ready when you are — no filing cabinet needed.

Compare Your Options

Click the "Learn More" button above for complete account details and disclosures.

	Business Limited Checking	Business Checking	Business Money Market Investment
Opening Deposit	$0	$100	$1,000
Online Banking
Online Banking & Bill Pay
BFH Business Debit Card
Withdrawal Limit	Unlimited	Unlimited	6 per statement cycle
Balance Requirement	$500 avg. balance	$0	$1,000 balance
Monthly Fee	$5 if balance falls below $500	$4 per statement cycle	$10 if balance falls below $1,000
Other Fees	$0.20 per paper item after 250/month	$0.40 per foreign check deposited	$3 per withdrawal after 3 in a cycle
Statements	Monthly	Monthly	Monthly
E-Statements
Earns Interest	No	Earnings credit to offset fees*	Interest compounded & credited monthly**

*This account features an earnings credit designed to reduce or eliminate fees on the account. Learn more under Business Checking module.

**Account earns interest. Learn more under Business Money Market Investment module.

Call us for Rates!

Open Your Business Account Today and Bank Where Local Businesses Thrive

Whether you’re running a small shop or managing a large operation, we’ve got a business checking account that’s built to fit your needs. From straightforward essentials to interest-earning options, every account comes with free online and mobile banking, personalized local service, and no hidden fees—so you can focus on growing your business.

Bank of the Flint Hills is a full-service community bank in Northeast Kansas with branches located in Alma, Manhattan, Rossville, St. Mary's, Wamego, and White City.

Introducing our new BFH

Business Debit Cards

Your New Business Debit Card — Available in Two Design Options

Every business checking account comes with your choice of one of our New Business Debit Cards. Choose the look that fits your style and enjoy secure, 24/7 access to your funds wherever Visa® is accepted. Whether you’re making purchases, paying vendors, or withdrawing cash, you’ll have the hometown service and security you can count on.

A simple, budget-friendly option for small businesses with lighter transactions.

No minimum to open
Maintain a $500 average balance to avoid a $5 monthly fee
Complimentary endorsement stamp with your new account
Monthly statement with images - E-Statements available
First 250 paper items free each month
- $0.20 per item after 250
  - Items include paper credits, debits, transit, and on-us deposited items — electronic items are always free

Ideal for businesses that keep higher balances and want to offset fees with earnings credit - while enjoying unlimited transactions.

$100 to open
No minimum balance
Receive an earnings credit* - to help reduce or eliminate fees
$4 monthly maintenance fee per statement cycle
$0.04 fee for each foreign check deposit - checks not drawn from Bank of the Flint Hills
Monthly statement with images - E-Statements available

*This account features an earnings credit which is designed to reduce or eliminate fees on the account. If the earnings credit exceeds the fees for any period, you will be assessed no fees but you will not be paid or allowed to carry forward any excess earnings. The earnings credit will be calculated by applying the periodic earnings credit rate to the average daily balance in the account for the period. At any time and at our discretion, the periodic earnings rate may change. The average daily balance is calculated by adding the principal in the account for each day of the period and dividing by the number of days in the period. The period we use is the monthly statement cycle. Earnings credit begins to accrue no later than the business day we receive credit for the deposit of non-cash items.

Premium interest for businesses that keep higher balances and have fewer withdrawals.

$1,000 to open
Maintain $1,000 balance to avoid a $10 monthly fee
Withdrawals limited to six per statement cycle
$3 fee per withdrawal over three in a cycle
Monthly statement with images
Interest is compounded and credited monthly - Rates may change at any time.

**Interest is compounded and credited to account every statement cycle.

Interest is calculated by the average daily balance method, which applies a periodic rate to the average daily balance in the account for the period. The average daily balance is calculated by adding the balance in the account for each day of the period and dividing that figure by the number of days in the period. The period we use to make this calculation is monthly.

**Interest compounded and credited monthly. Interest rate and annual percentage yields subject to change at any time. Interest is calculated by the average daily balance method. Interest will begin to accrue the business day credit is received for the deposit of non-cash items. Accounts closed prior to interest, paid will forfeit accrued interest.

Is a Sweep Right for You?

Sweep Services automatically move money between your business checking account and Line of Credit — so your funds are always where they’re needed most.

Pay down your Line of Credit faster with excess funds
Cover daily expenses automatically if your balance runs low

It’s a simple way to save time, reduce costs, and keep your business running smoothly.

Get Started

Enroll in E-Statements

Fast, safe, and always at at your fingertips.

Go paper-free and keep your business banking organized. E-Statements are faster, safer, and more secure than paper statements — plus they’re easy to access anytime, anywhere. Reduce the clutter, protect sensitive information, and keep your records right at your fingertips.

It's easy to enroll, and even easier to love.

Log in to Online Banking
Click the "Documents" button on your dashboard
Review the disclosure and click "Accept"
Confirm your email address and check the box for each account you'd like to enroll
Click "Enroll", then "OK" once you see the success message
That's it! You're e-statements will begin with your next statement cycle

Need help? Contact us - we're happy to walk you through it!