Checking Accounts

Checking made simple and rewarding.

At Bank of the Flint Hills, we believe banking should be simple, rewarding, and tailored to your lifestyle. Whether you’re after the basics, looking to earn a little extra, or qualify for our Legacy perks—we’ll help you find the perfect fit. Take a look below to compare your options and see what works best for you!

Click the "Learn More" button below for complete account details and disclosures.

Kasasa Cash® Checking

Earn up to 4.00% APY - Just by using your debit card.*

Kasasa Cash Back® Checking

Checking that gives you cash back—no strings attached.

BFH Basic Checking

Simple, no-fuss checking for your everyday needs.

BFH Legacy Checking

Exclusively for our Legacy Club members—this account is packed with perks, just for you!

Enrolling in E-Statements

Fast, safe, and always at your fingertips.

Compare Your Options

Click the "Learn More" button above for complete account details and disclosures.

	BFH Basic Checking	BFH Legacy Checking	Kasasa Cash® Checking	Kasasa Cash Back® Checking	Kasasa Tunes® Checking
Those looking for:	No-fuss everyday banking	Legacy Club members	Earning high interest	Frequent debit card purchases	Earning digital rewards
Earns Interest	No	*	*	No	No
Opening Deposit	$100	$1,500	$100	$100	$100
Balance Requirement	$0	$1,500 total across all BFH accounts	$0	$0	$0
ATM Fee Refunds	No	No	Up to $15/month	Up to $15/month	Up to $15/month
Online Banking & Billpay
Withdrawal Limits
E-Statements
Paper Statements	$4/month	Complimentary	Disqualifies rewards	Disqualifies rewards	Disqualifies rewards
Monthly Fee	No fee with e-statements	$15 if total balance is under $1,500	No fee with e-statements	No fee with e-statements	No fee with e-statements

*Account earns interest.

View our Deposit Rates

View Statement Cycle for Kasasa Products

Open your account today and bank the neighborly way.

No matter how you like to manage your money—simple and straightforward, perk-filled, or something in between—we’ve got a checking account that fits just right. From earning rewards to keeping things easy, all of our accounts come with free online and mobile banking, helpful local service, and no hidden fees.

Bank of the Flint Hills is a full-service community bank in Northeast Kansas with branches located in Alma, Manhattan, Rossville, St. Mary's, Wamego, and White City.

Legacy Club

50+ and love perks? Join our club for opportunities for group travel, local events, discounts and a Legacy Club Checking Account.

Learn More About Legacy Club

Kasasa Cash® Checking

Earn up to 4.00% APY - just by using your debit card.*

Kasasa Cash® lets you earn high interest and nationwide ATM fee refunds - just for using your debit card and receiving e-statements. The more you use your card, the higher your rewards. It's that simple!

Kasasa Cash® Qualifications

Level 1 - Earn 2.00% APY

To qualify, each month you'll need to:

Make 15 debit card purchases
Have at least 1 direct deposit, ACH credit, or ACH payment
Be enrolled and receive e-statements

Level 2 - Earn 4.00% APY

To qualify, each month you'll need to:

Make 25 debit card purchases
Have at least 1 direct deposit, ACH credit, or ACH payment
Be enrolled and receive e-statements

Balances over $15,000 will earn 0.25% interest on the amount above, for a blended rate ranging between 0.05% and 4.00% depending on your balance.

And if you don't meet the qualifications one month, you'll still earn 0.05% APY - plus you can always try again next month.

Checking that gives you cash back - no strings attached!

Earn 4.00% cash back on everyday purchases - no category restrictions
Get rewarded on up to $250 in purchases each month - that's up to $10/month or $120/year
ATM withdrawal fee refunds nationwide - up to $15/month
No minimum balance & no monthly fees
$100 to open
Add the Kasasa Saver® to grow your rewards automatically
Free online & mobile banking
Free mobile deposit - enroll online or with a BFH employee
Free online bill pay
Free mobile app - available on your favorite app store

How to qualify each month:

Make at least 15 debit card purchases - minimum of $1 each
Have 1 direct deposit, ACH credit, or ACH payment
Be enrolled in and receive e-statements

It's really that simple. If you don't qualify one month, it's ok! You can try again next month to earn the full rewards!

View Account Disclosures

BFH Basic Checking Account

Simple, no-fuss checking for your everyday needs.

$100 to open
No minimum balance required
Free Visa® debit or ATM Card
Unlimited check writing & debit card use
E-statements with check images
Free online & mobile banking
Free mobile deposit - enroll online or with a BFH employee
Free online bill pay
Free mobile app - available on your favorite app store
Complimentary notary services
$4/ month paper statements

Bill pay accounts must be set up via online banking before mobile payments can be scheduled. You may incur normal data (internet) usage charges from your wireless carrier for the use of internet browsing on your mobile device. Contact your carrier for details on related rates or charges.

BFH Legacy Checking

Exclusively for our Legacy Club members - this account is packed with perks, just for YOU!

$1,500 minimum across all deposit accounts to open
$1,500 cumulative minimum balance required - to avoid $15 monthly maintenance fee
Free Visa® debit or ATM Card
Unlimited check writing & debit card use
E-statements with check images
Complimentary paper statements - paper statements with images will be available by the 5th business day each month
Free online & mobile banking
Free mobile deposit - enroll online or with a BFH employee
Free online bill pay
Free mobile app - available on your favorite app store
Complimentary notary services
Complimentary monthly Legacy Club Newsletter
2 free boxes of checks each year
Discounted safe deposit boxes
Travel opportunities & exclusive events
Complimentary credit report - and guidance from a BFH employee

Enroll in E-Statements

Fast, safe, and always at at your fingertips.

Signing up for e-Statements is one of the easiest ways to stay on top of your account — and it’s required for rewards on Kasasa® products.

With e-Statements, you’ll get your statements faster, avoid paper clutter, and enjoy the added security of accessing them securely through online banking. No waiting on the mail, no digging through drawers — just clear, convenient account info when you need it.

It's easy to enroll, and even easier to love.

Log in to Online Banking
Click the "Documents" button on your dashboard
Review the disclosure and click "Accept"
Confirm your email address and check the box for each account you'd like to enroll
Click "Enroll", then "OK" once you see the success message
That's it! You're e-statements will begin with your next statement cycle

Need help? Contact us - we're happy to walk you through it!