Business Savings & CDs

Where your business savings

work as hard as you do.

At Bank of the Flint Hills, we’re here to help you do more with your money. Our Business Savings Accounts and Investment CDs are built to keep your funds working for you — earning interest, staying safe, and giving you the confidence to take the next step toward your business goals.

Click the "Learn More" button below for complete account details and disclosures.

Business Savings Account

Every business needs a little something set aside.

Investment CDs

Growing your business savings with guaranteed returns.

Open a Business Account

Big or small, your business matters to us. Reach out and we’ll help you open an account that keeps your money local and your business growing.

Enrolling in E-Statements

Ditch the paper and keep your business banking tidy. E-Statements are fast, secure, and ready when you are — no filing cabinet needed.

Compare Your Options

Click the "Learn More" button above for complete account details and disclosures.

	Business Savings	CDs
Opening Deposit	$100	$500
Online Banking
Withdrawal Limit	6 per month	At maturity
Fees	$3 per withdrawal in excess of 3 per statement cycle	Penalties my apply for early withdrawal
Statements	Quarter	At maturity
E-Statements

Let's make a plan for your business savings - together!

Whether you're just getting started or looking to grow what you've already built, Bank of the Flint Hills is here to help you and your business every step of the way - with the right accounts, helpful guidance, and hometown service you can count on.

Call us for Rates!

Bank of the Flint Hills is a full-service community bank in Northeast Kansas with branches located in Alma, Manhattan, Rossville, St. Mary's, Wamego, and White City.

Business Checking

Looking for a business checking account that works for you? Access convenient banking solutions with our competitive options.

See Business Accounts

Every business needs a little something set aside

Interest-bearing account*
$100 minimum to open
No minimum balance required
Withdrawals limited to 6 per month - $3 fee for extras
Monthly statements if you have electronic transactions - quarterly if you don’t
Interest compounded and credited quarterly**

Why it works for business:
Perfect for keeping extra funds on hand while still earning interest — flexible enough for occasional withdrawals without locking your money away.

*Interest is calculated by the average daily balance method, which applies a periodic rate to the average daily balance in the account for the period. The average daily balance is calculated by adding the balance in the account for each day of the period and dividing that figure by the number of days in the period. The period we use to make this calculation is quarterly.

**Interest compounded and credited quarterly. Interest rate and annual percentage yields subject to change at any time. Interest is calculated by the average daily balance method. Interest will begin to accrue the business day credit is received for the deposit of non-cash items. Accounts closed prior to interest paid will forfeit accrued interest.

Grow you savings with guaranteed returns.

Variety of terms to fit your goals
$500 minimum to open
Automatically renews at maturity - 10-day grace period to make changes penalty-free
Interest can be:
- Compounded back into your CD
- Deposited to your checking or savings account
- Paid to you by check
Early withdrawal penalties may apply*

Why it works for business:
Lock in a competitive rate, enjoy the security of FDIC insurance, and let compound interest grow your business savings over time.

**Interest compounded and credited quarterly. Interest rate and annual percentage yields subject to change at any time. Interest will begin to accrue the business day credit is received for the deposit of non-cash items.

*A penalty may be imposed for withdrawals before maturity. The penalty will equal six months interest on the amount withdrawn subject to penalty for 3, 6, 12, 18, 24, and 36 month CDs. The penalty will equal 12 months interest on the amount withdrawn subject to penalty for 48 and 60 month CDs. In certain circumstances such as the death or incompetence of an owner of this account, the law permits, or in some cases requires, the waiver of the early withdrawal penalty. See your plan disclosure if this account is part of an IRA, Keogh or other tax qualified plan.

Enroll in E-Statements

Fast, safe, and always at at your fingertips.

Go paper-free and keep your business banking organized. E-Statements are faster, safer, and more secure than paper statements — plus they’re easy to access anytime, anywhere. Reduce the clutter, protect sensitive information, and keep your records right at your fingertips.

It's easy to enroll, and even easier to love.

Log in to Online Banking
Click the "Documents" button on your dashboard
Review the disclosure and click "Accept"
Confirm your email address and check the box for each account you'd like to enroll
Click "Enroll", then "OK" once you see the success message
That's it! You're e-statements will begin with your next statement cycle

Need help? Contact us - we're happy to walk you through it!