Certificate of Deposit (CDs)

Simple CDs make for solid returns.

At Bank of the Flint Hills, we believe saving should feel steady, secure, and rewarding. Our Certificates of Deposit are a simple way to grow your money over time—whether you're planning for a big goal, building a rainy-day fund, or just want to put your savings to work. With flexible terms and guaranteed returns, we're here to help you build toward what matters most.

Click the "Learn More" button below for complete account details and disclosures.

Click here for current rates

CD Special

Check back soon for our next great offer!

Short-Term CDs

Perfect for short-term goals and peace of mind.

Mid-Term CDs

Steady growth you don’t have to wait forever for.

Long-Term CDs

For future dreams and long-term goals.

Tuition Express CD

Because their future is worth saving for.

Open a CD

A quick form today, long-term savings tomorrow.

Enroll in E- Statements

Fast, safe, and always at your fingertips.

A simple CD could be the start of something big!

If you don’t see the option you’re looking for, give us a call or stop by your local branch—we’ll help you find the CD that’s just right for your goals.

Young couple looking at laptop in living room

Money Market Accounts

Maximize your savings with a money market account. Higher rates, easy access, and peace of mind for your financial growth.

See Money Market Accounts

Special CD

We don't have a special CD available at the moment—but one could be right around the corner. When we do, you’ll find it here with limited-time terms and extra earning power.

Stay tuned!

Short-Term CDs

Perfect for short-term goals and peace of mind.

Terms: 3, 6, & 9 Month

$500 opening deposit
Automatically renews at maturity
10 day grace period for changes or withdrawals
Interest options
- Compounded back into the CD - monthly, quarterly, semi-annually, or annually
- Paid to a checking or savings account or by check
Daily balance method or interest calculation
Interest is compounded and credited quarterly**

Keep in mind:

Early withdrawals may result in a penalty*
Interest rates are subject to change without notice

Interest is calculated by the daily balance method, which applies a daily periodic rate to the balance in the account each day.

**Interest compounded and credited quarterly. Interest rate and annual percentage yields subject to change at any time. Interest will begin to accrue the business day credit is received for the deposit of non-cash items.

*A penalty may be imposed for withdrawals before maturity. The penalty will equal six months interest on the amount withdrawn subject to penalty for 3, 6, 12, 18, 24, and 36 month CDs. The penalty will equal 12 months interest on the amount withdrawn subject to penalty for 48 and 60 month CDs. In certain circumstances such as the death or incompetence of an owner of this account, the law permits, or in some cases requires the waiver of the early withdrawal penalty. See your plan disclosure if this account is part of an IRA, Keogh or other tax-qualified plan.

Mid-Term CDs

Steady growth you don't have to wait forever for.

Terms: 12-Month, 18-Month, & 2-Year

$500 opening deposit
Automatically renews at maturity
10 day grace period for changes or withdrawals
Interest options
- Compounded back into the CD - monthly, quarterly, semi-annually, or annually
- Paid to a checking or savings account or by check
Daily balance method or interest calculation
Interest is compounded and credited quarterly**

Keep in mind:

Early withdrawals may result in a penalty*
Interest rates are subject to change without notice

Interest is calculated by the daily balance method, which applies a daily periodic rate to the balance in the account each day.

Long-Term CDs

For future dreams and long-term goals.

Terms: 3, 4, & 5 Year

$500 opening deposit
Automatically renews at maturity
10 day grace period for changes or withdrawals
Interest options
- Compounded back into the CD - monthly, quarterly, semi-annually, or annually
- Paid to a checking or savings account or by check
Daily balance method or interest calculation
Interest is compounded and credited quarterly**

Keep in mind:

Early withdrawals may result in a penalty*
Interest rates are subject to change without notice

Interest is calculated by the daily balance method, which applies a daily periodic rate to the balance in the account each day.

Tuition Express CD

Because their future is worth saving for.

Saving for college or whatever coming next doesn't have to be complicated. Our Tuition Express CD is a flexible, feel-good way to set funds aside for a child's future.

What makes it great:

Open anytime before the child turns 18
No minimum or maximum balance
Make deposits whenever you'd like
Account matures upon high school graduation or equivalent
Use funds for college, a car, a first home, travel, or any next big step
Interest compounds quarterly**
Automatically renews each year until graduation
10-day grace period after maturity - Interest stops accruing after that

Just a note:

Joint account required
Early withdrawals are subject to a penalty equal to 12 months of accrued interest

Interest compounded quarterly. 1-year penalty for early withdrawal. Automatic renewal. The account matures upon graduation or equivalent. Joint account required. No min or max balance. Unlimited deposits. Rates are subject to change at any time. Interest is calculated by the daily balance method, which applies a daily periodic rate to the balance in the account each day.

**Interest compounded and credited quarterly. Interest rate and annual percentage yields are subject to change at any time. Interest will begin to accrue the business day credit is received for the deposit of non-cash items.

Enroll in E-Statements

Fast, safe, and always at at your fingertips.

Signing up for e-Statements is one of the easiest ways to stay on top of your account — and it’s required for rewards on Kasasa® products.

With e-Statements, you’ll get your statements faster, avoid paper clutter, and enjoy the added security of accessing them securely through online banking. No waiting on the mail, no digging through drawers — just clear, convenient account info when you need it.

It's easy to enroll, and even easier to love.

Log in to Online Banking
Click the "Documents" button on your dashboard
Review the disclosure and click "Accept"
Confirm your email address and check the box for each account you'd like to enroll
Click "Enroll", then "OK" once you see the success message
That's it! You're e-statements will begin with your next statement cycle

Need help? Contact us - we're happy to walk you through it!