Family getting a new car

Auto Loans

Putting you in the driver's seat

- literally.

 
Where would we be without our cars, trucks, and SUVs? Going nowhere fast! At Bank of the Flint Hills, we know how much you depend on your vehicle—whether it’s for work, errands, or weekend adventures. That’s why our Auto Loans are built to be budget-friendly, simple, and local—so you can afford to get where you're going. 

  • Financing for new and used vehicles

  • Competitive rates that keep your payments manageable

  • Flexible repayment terms to fit your budget

  • A quick, simple application with local decision-making

  • Options to refinance loans from other lenders

  • Neighborly service every step of the way

  • Before you apply, just gather a couple of documents to verify your income:

    • W-2 forms

    • Pay stubs

    • Tax returns

    • Bank statements

  • A valid driver’s license or government-issued ID

  • Proof of insurance - if purchasing a vehicle

  • Vehicle details if refinancing - title, registration, or current loan information

Online

Already use Online Banking? You can view your auto loan and make payments anytime using your current login credentials.

If you’re new to online banking, here’s how to get started:

  1. Go to bfh.bank

  2. Click the “Login” button at the top right-hand corner of the page.

  3. Select “Enroll” to create your online banking profile.

  4. Complete the short registration form using your loan type, account number, and Social Security number.

  5. Have your loan documents handy—you’ll answer a few quick questions to help keep your information secure.

Once your profile is set up, you can easily view your loan, check balances, and make payments online or through our mobile app.

Mobile

Once you’ve set up your online banking profile at bfh.bank you can download the Bank of the Flint Hills mobile app from your app store.

With the app, you can:

  • View your account balance

  • Make payments from your Bank of the Flint Hills accounts

  • Or make payments from outside accounts you’ve linked in Online Banking

Get our app

BFH App Icon

Available in the Apple App Store and Google Play — just search “Bank Flint Hills.” 

Auto Bill Pay

Set it and forget it! With Auto Bill Pay, your payments are made automatically each month—free of charge.

  • Enroll online or call 785-456-2221 to get started or make changes to your automatic payments. 

Mail

If you’d rather mail your payment, we’re happy to handle that too.

Please make your check or money order payable to Bank of the Flint Hills, include your loan number, and send it (with your payment book) to:

Bank of the Flint Hills
806 W 5th St.
Wamego, KS 66574

Banking Center

We’d love to see you in person! Stop by any of our convenient locations to make a payment.

Find a Location Near You

What are the benefits of having an online BFH account?

Once you sign up, you can access your account information like auto loan balance, payment amount, payment due date, payment history, interest information and much more.

If my current payment book has been lost or damaged, how can I order a new one?

If your payment book is lost or damaged, you can order a new one by calling 785-456-2221 and ask one of our customer service representatives for assistance.

Will I receive monthly statements for my auto loan? Can I see these online?

You will not get statements for your auto loan. Please note you can access your account information online at bfh.bank

How is interest calculated on my auto loan?

Your interest is called "daily interest accrual." It's calculated by multiplying the outstanding principal balance of your loan each day by the daily interest rate (the annual rate divided by the number of days in the year.)

On a loan that uses daily interest accrual, the date you make your payment impacts the amount of interest paid over the life of the loan, and the amount of the final payment. If you pay more than the amount due each month, you will reduce the amount of interest you pay over the life of the loan because you're reducing your principal loan balance, and the interest is being calculated on this lower balance.

How do I get a payoff amount for my auto loan? Then how do I pay off my loan?

You can get payoff information or begin the process of paying off your loan by contacting us at 785-456-2221. You can request the information from one of our customer service representatives

Your loan payoff details are also available in your online account when you log in to your account at bfh.bank.

Once I pay off my loan in full, how long will it take to receive documentation that the loan has been closed?

Once your loan is paid off, our system updates overnight and generates a "paid off" letter that will be sent to you by U.S. mail the next business day.

I overpaid my loan! When will I get a refund?

If your loan is paid off and your account shows a credit, we'll send you a refund check by U.S. mail within 10 business days after the payoff date. (Remember to allow time for the mail.)

What if I pay my loan off early?

If you pay off your loan early, you may be entitled to a full or partial refund of amounts you paid for any of the following products and services if you still have coverage remaining under their terms:

  • Guaranteed Asset Protection ("GAP") coverage, credit life insurance policy, or similar products.
  • Optional service and/or maintenance contracts for your vehicle, if you have transferred the vehicle or experienced a total loss on the vehicle.

We encourage you to review documents you retained about those products and services, and contact the seller (most often, the dealer who sold you the vehicle) to determine whether you are entitled to a refund.







At Bank of the Flint Hills, we’re more than lenders—we’re your neighbors. Let’s get you behind the wheel with a loan that fits your life.
 
Alex Bird

Let’s Get You in the Driver’s Seat

 
“Buying a car is a big step—I love making the process easy and stress-free." - Alex Bird
 

Alex Bird

Branch Manager