Business Loans

Your business, our support.
Smart financing for your goals.

When your business needs a partner, not just a loan, we’re here for you. Our lending team lives and works alongside you, offering local decisions, flexible options, and neighborly guidance every step of the way.

Agricultural Loans

Land, equipment, livestock—our Ag Loans cover what matters most

Commercial Loans

The financing you need to expand, upgrade, or invest in your business.

Commercial Real Estate Loans

Need space to grow? Our local lending team can help you buy, build, or refinance.

Construction Loans

Build with confidence through flexible terms and local guidance.

Line of Credit

Flexible financing with instant access to funds for expenses, growth, or surprises.

Choosing the Right Loan

No matter where you are in the process, we’re here to help you explore your loan options, stress-free.

Not Sure if You Need a Mortgage or a Construction Loan?

Get One Step Closer to Your Business Loan

Step 1. Download the Personal Financial Statement Form

Our easy Excel form helps us get to know your business, so we can create loan options tailored just for you.

Download Personal Finance Form

Step 2. Email it Back to Us

Email it to loans2@bfh.bank. We’ll take a look and guide you from there.

Email us Your Completed Form

Turning Local Dreams Into Success Stories

Flexible financing for your business—with local guidance you can count on.

Connect With One of Our Commercial Loan Officers!

Agricultural Loans

From land and livestock to equipment and everyday operations, our Ag Loans are built to support your operation.

Why farmers and ranchers choose our Ag Loans:

Competitive rates on farmland purchases or refinance
Flexible lines of credit for operating expenses
Term loans for equipment and machinery
Financing for livestock purchases
Local lenders who understand agriculture and care about your operation

Get Started

Commercial Loans

We’re here to help local businesses grow and succeed. A Commercial (Term) Loan gives you the funds to invest in your business—whether that means expanding your space, purchasing equipment, or covering other long-term needs.

Why businesses choose our Commercial Loans:

Our local Loan Officers will guide you from start to finish
Secured and unsecured options available
Competitive fixed rates with flexible repayment terms

What we look at when reviewing applications:

Your ability to repay the loan
Your credit history
Overall financial health
Available collateral

Get Started

Commercial Real Estate Loans

The right space can make all the difference for your business. Whether you’re buying land, purchasing a building, or refinancing property, our local lending team is here to help.

What we offer:

Financing for owner-occupied or investment properties
Loans for commercial land purchases
Refinance options for commercial buildings or investment properties
Adjustable and fixed-rate loan options
Our Loan Officers will guide you every step of the way

Get Started

Construction Loans

Every new project strengthens our community. With flexible terms and local guidance, our Construction Loans help you build with confidence.

Commercial & Industrial Construction

Financing for new owner-occupied or investment properties
Expansion or renovation of existing facilities

Residential Projects

Loans for investment residential properties
Builder financing for speculative projects
Financing for the purchase of residential building lots

Why businesses choose our Construction Loans:

Access funds as you build, up to a pre-set amount
Flexible, interest-only payments during construction
Pay interest only on funds advanced
Competitive adjustable or fixed-rate loan option

Get Started

Line of Credit

Keep your business moving with flexible financing you can tap into whenever you need it. A Line of Credit gives you instant access to funds for everyday expenses, seasonal changes, or unexpected opportunities.

Why businesses choose our Lines of Credit:

Access funds anytime you need them
Flexible repayment terms
Pay interest only on what you use
Use for inventory, cash flow, discounts, or unplanned expenses

Get Started

Business Loans

Your business, our support.Smart financing for your goals.

Get One Step Closer to Your Business Loan

Turning Local Dreams Into Success Stories

Your business, our support.
Smart financing for your goals.